Driving to Mexico From Arizona: What’s Legally Required for Auto Insurance?

For Arizona residents, Mexico can be a convenient and accessible destination for an enjoyable adventure or relaxing getaway. In just a matter of hours, you can drive across the border and enjoy all that our southern neighbor has to offer. However, while taking your car into Mexico may seem simple, it requires careful planning, including understanding your insurance needs.

Does Mexico Require Auto Insurance?

Indeed, like much of the United States, Mexico has laws that mandate motorists to retain auto insurance while driving on public roads. This includes residents and tourists. Failing to comply with these requirements could impose costly fines, vehicle impoundment and jail time.

What Kind of Coverage Do I Need?

One key distinction when considering your auto insurance needs is that U.S. policies are typically invalid once you cross the border. Mexican laws require you to have a specific Mexican auto insurance policy. Even if you’re using your own personal vehicle, which may already be insured, you’ll need to shop for alternative coverage.

Specifically, you need to purchase a policy that includes third-party liability coverage. This is to make sure that other motorists, pedestrians and third parties can be properly compensated if you cause an accident from which they suffer bodily injuries or property damage.

Additional coverage options may also be advisable, including for physical damage to your vehicle, roadside assistance needs and medical bills following accidents. A qualified Mexican insurance auto professional can help you assess your options and compose a suitable policy.

How to Get Mexican Auto Insurance Before Leaving Arizona

By working with the knowledgeable and experienced team at Bosway Auto Insurance Group, you can purchase the right Mexican auto insurance policy specifically for your trip dates while making sure you’re maintaining legal compliance.

Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.